Actualmente, o Grameen Bank tem cerca de 24 mil empregados que procuram pobres “para emprestar dinheiro”. Ao contrário dos bancos tradicionais, o banco fundado por Yunus vai a casa das pessoas. “Se a casa tiver mais de uma divisão ou se tiver alguma mobília, o potencial cliente não nos interessará”.
O Grameen Bank está confiante de que a pobreza no Bangladesh vai cair para metade, até 2015.
Ten Indicators to Assess Poverty level |
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Every year GB staff evaluate their work and check whether the socio-economic situation of GB members is improving. GB evaluates poverty level of the borrowers using ten indicators.
A member is considered to have moved out of poverty if her family fulfills the following criteria:
1. |
The family lives in a house worth at least Tk. 25,000 (twenty five thousand) or a house with a tin roof, and each member of the family is able to sleep on bed instead of on the floor. |
2. |
Family members drink pure water of tube-wells, boiled water or water purified by using alum, arsenic-free, purifying tablets or pitcher filters. |
3. |
All children in the family over six years of age are all going to school or finished primary school. |
4. |
Minimum weekly loan installment of the borrower is Tk. 200 or more. |
5. |
Family uses sanitary latrine. |
6. |
Family members have adequate clothing for every day use, warm clothing for winter, such as shawls, sweaters, blankets, etc, and mosquito-nets to protect themselves from mosquitoes. |
7. |
Family has sources of additional income, such as vegetable garden, fruit-bearing trees, etc, so that they are able to fall back on these sources of income when they need additional money. |
8. |
The borrower maintains an average annual balance of Tk. 5,000 in her savings accounts. |
9. |
Family experiences no difficulty in having three square meals a day throughout the year, i. e. no member of the family goes hungry any time of the year. |
10. |
Family can take care of the health. If any member of the family falls ill, family can afford to take all necessary steps to seek adequate healthcare. |
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